For general contractors with 10 to 200 subs
Stop chasing subs for insurance certificates. We do it for you.
Forward each sub's COI to one email address. We log the expiry date, then email and call the sub until the renewed certificate is in hand. You get one Monday email: who is current, who is expiring, who is out.
30 days free. No card. A real person replies within one business day.
From Coverdue <certs@coverdue.com>
To Dana Ortiz, Lee Builders
Subject Monday status, Sep 21: 1 out, 1 expiring, 34 current
| Sub | Cert expires | Status | What we did |
|---|---|---|---|
| Rivera Electric | Nov 12 | Current | Renewed cert in hand. Nothing to do. |
| Peak Roofing | Oct 2 | Expiring in 11 days | Called Tue, agent sending renewal. |
| Delta Plumbing | Sep 14 | Out | Called twice, no cert. Your call on payment. |
Reply to this email to correct a date or tell us to stop chasing a sub.
Sound familiar?
- The sub swears they sent it. It is not in your inbox.
- The cert expired in March. You found out in May, by luck.
- Renewal season eats your Thursday mornings.
You forward. We chase. You get one email.
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Forward any certificate.
Email the PDF to certs@coverdue.com. We log the expiry date and coverage lines. A person checks every date before it counts.
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We chase until it lands.
Reminders to the sub at 30, 14 and 7 days, under your name. If they ignore email, we call. If the agent is slow, we call the agent. We stop when the new certificate is in hand, not when the reminder is sent.
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One Monday email.
Current, expiring, out. Each "out" row says what we did and where it stands, so you can decide about payment in ten seconds.
From Lee Builders via Coverdue <certs@coverdue.com>
To Marcus Hale, Peak Roofing
Subject Lee Builders: your certificate of insurance expires Oct 2
Hi Marcus,
Lee Builders has your certificate of insurance on file with an expiry date of Oct 2. Could you reply with the renewed certificate, or ask your agent to send it to this address?
If it is easier, reply with your agent's name and number and we will call them.
Thanks,
Coverdue, on behalf of Lee Builders
- Goes out under your name, from one address.
- 30, 14 and 7 days. Then we call.
- No portal. The sub just replies.
Reminder software is free. That is not what you pay us for.
Free tools read the date and send emails. Then the sub ignores the email and the tool marks it "reminder sent." You are back to chasing. Coverdue picks up where the reminder stops.
| Task | Reminder software | Coverdue |
|---|---|---|
| Reads expiry dates from the PDF | Yes | Yes |
| Emails the sub before expiry | Yes | Yes |
| Calls the sub when emails are ignored | No | Yes |
| Calls the sub's agent to get the renewal sent | No | Yes |
| Tells you what was done on each "out" sub | No | Yes |
| A person you can email who replies the same day | No | Yes |
Who is behind this
Gaurav Arora
"I read every certificate myself during your first month. If a date looks wrong, you hear from me, not from a bot."
"Your PDFs sit in encrypted US storage. We never share them. Email me and they are deleted the same day."
One plan. One price.
$79 a month
Up to 50 subs. First 30 days free. No card. Cancel any time.
Included
- Every certificate
- Every reminder
- Every phone call
- The Monday email
- A person who replies
More than 50 subs? Email us. We will quote a flat price.
Free month open to the first 10 firms while we learn what breaks.
Start free.
Tell us about your firm. We set you up within one business day, then you forward your first certificate.
Questions
Who are you, and why would I send you my subs' insurance documents?
Coverdue is run by [name] in [city]. Phone and email are on this page. Your files sit in encrypted US storage, are never shared, and are deleted the same day you ask. A COI is the document your sub already hands to anyone who asks for it; we simply hold it and track it.
What if the AI reads a date wrong?
Software reads the PDF first. A person checks every date before it goes on your Monday list. You see the date next to the certificate and can correct it in one reply. We never chase a sub on a date no human has looked at.
My subs will ignore you.
Some ignore an email. Fewer ignore a phone call. Fewer still ignore a Monday email that tells you their cert is out before their next check. We email at 30, 14 and 7 days, then call the sub, then call their agent. If it is still out on Monday, you know exactly what we did, and you decide about payment.
Do my subs need to sign up?
No. No portal, no login. They reply to an email or send the PDF.
Do you check that the coverage is right?
We track expiry dates and get the renewed certificate to you. We do not judge whether a sub's coverage is enough for your job. That is between you, your contract, and your insurance agent.
Can I cancel?
Yes, by email, any time. We delete your files on request.